Welcome to the NO.1 Digital Banking Savings Bank!

Welcome to the top digital banking savings bank, where we excel in offering a comprehensive suite of financial services including deposits, cards, loans, financial services, credit management, and life services. Our commitment to excellence has made us the No. 1 in cumulative app downloads and users in the savings bank sector, as recognized by App Annie as of December 31, 2023.

‘Well Bang Walking Savings’ - Earn Up to 10% Interest Per Annum Just by Walking

With our innovative 'Well Bang Walking Savings' program, you can earn up to 10% interest per annum simply by achieving your daily step goals. We offer tiered preferential interest rates based on the number of steps you take within the subscription period, making it easier and more rewarding to stay active.

WELCOME! Get Up to 7% Interest on Your First Transaction

New to our bank? Enjoy a special interest rate of up to 7% per year on your first transaction! We provide this preferential rate for 30 days to customers who open an account for the first time, helping you kickstart your savings journey with us.

Welcome My Data - Comprehensive Asset and Liability Management

Struggling with managing your finances? Our 'Welcome My Data' service helps you manage your assets and liabilities effectively. We've facilitated a nationwide interest reduction project, saving a total of KRW 8,334.98 million as of March 14, 2024. Let us help you consolidate your debts and check if you're eligible for a transfer loan. Plus, our 'credit weather' feature keeps you informed about your credit management status.

Easy and Convenient Account Opening

Opening an account with us is simple and can be done anytime, anywhere, 24/7, without the need for a face-to-face meeting. Whether it's early morning or late at night, you can use pattern or fingerprint authentication along with a 6-digit authentication number to get started. We also offer specialized accounts tailored for payers, office workers, and bosses, complete with unique benefits.

Exclusive ‘Wellbang Lounge’ Benefits

Don't miss out on the exclusive benefits at our 'Wellbang Lounge'. 'Well Bank Walking' rewards loan customers with up to 100 won per day and up to 3,000 won per month for their steps, while receiving customers can earn up to 40 won per day and up to 1,240 won per month. Additionally, participate in 'Well Bang Lotto' and 'Well Bang Odd or Even' for a chance to win exciting prizes.

Convenient Financial Services for Everyday Life

Our app makes managing your finances a breeze. Transfer funds effortlessly by dragging and dropping between account cards, view your total assets and savings goals on one page, and check your car's value with just its license plate number. Automate your utility bill payments and enjoy free credit management services that won't impact your credit score.

Electronic Financial Fraud Prevention Services

Your security is our priority. We adhere to the Financial Supervisory Service's guidelines with services like PC designation, 2-channel authentication, and one-time authentication numbers to prevent electronic financial fraud.

Product Information

Well-Bang Working Savings

• Subscription target: Individual customers
• Contract period: 12 months
• Payment amount: Between 10,000 won and 200,000 won per month
• Interest payment: Lump sum at maturity
• Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year
• Preferential interest rate conditions:
  • Based on annual step count: 8.0% (1 million steps: 1.0%p/year, 2 million steps: 2.0%p/year, 3 million steps: 3.0%p/year, 4 million steps: 8.0%p/year)
  • Automatic transfers through our bank account at least 6 times: 1.0%p

WELCOME First Transaction Preferential M Term Savings

• Subscription target: Individual customers
• Contract period: 12 months
• Payment amount: Between 10,000 won and 200,000 won per month
• Subscription conditions: Within 30 days from the first deposit subscription
• Interest payment: Lump sum at maturity
• Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year
• Preferential interest rate conditions:
  • Automatic transfers through our bank account at least 8 times: 1.8%p/year
  • Average account balance of 500,000 won or more from the new deposit date to the day before contractual maturity: 1.5%p/year

Please note that in accordance with the Depositor Protection Act, this deposit is protected up to 50 million won per person, including the principal and a certain amount of interest. Always review the product description and terms before signing any contract, and ensure you understand the explanation provided before proceeding.

Customer Center Operating Hours

• Loan: 1661-0001 (Weekdays 08:30 - 18:00)
• Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 - 18:00)
• Business operator: 1661-9300 (Weekdays 09:00 - 18:00)
• Financial fraud reporting night call center: 02-397-8600/8800

Permissions and Purpose of Using Wellbang App

Required Access Rights

• Storage space: For storing joint certificates, checking OS tampering, document submission, and storing photos.
• Phone: For identity and device verification, and consultation calls.
• App activity: To collect app information and detect malicious apps.

Optional Access Rights

• Contacts/Address Book: For contact transfer, sending SMS, purchasing coupons, and recommending friends. Functionality may be limited if not granted.
• Camera: For photo identification, face authentication, and document submission. Functionality may be limited if not granted.
• Photos and videos: To save and collect photos submitted as supporting documents. Functionality may be limited if not granted.
• Notification: To receive important notices, events, and promotions. Functionality may be limited if not granted.

Items for Investigation of Credit Disorderly Conduct

• Malicious app detection information and diagnostic information on detected malicious apps

Welcome Savings Bank Co., Ltd.
CEO: Daewoong Kim
Business registration number: 120-87-93876
Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2024.08.08-2025.08.07)
Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22-2024.06.21)

What's New in the Latest Version 3.4.9

Last updated on Oct 22, 2024

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